How To Choose A Professional Boat Mover
You purchased your dream boat. You are relocating five states away. Your boat needs a new engine. You want to bring your boat from the shop to your marina. You would like to have your boat with you at your winter haven in Florida.
How are you going to move your boat? You are in unfamiliar waters. There is an Italian proverb, "After the ship has sunk, everyone knows how she might have been saved." Moving a boat on land does not have to be a sinking event. Finding an experienced, reputable and licensed boat Transporter before you make the transport will make your move worry free.
Where do I locate potential boat Transporters?
You can find boat Transporters by looking in the yellow pages, trade magazines, asking marine facilities, dock mates, the Better Business Bureau, the Chamber of Commerce and searching the internet via search engines like Google and Yahoo.
Should a Transporter have boat knowledge?
Absolutely! A professional boat Transporter:
What type of trailer will the Transporter need?
This depends on your specific needs. Selecting the correct trailer can potentially save you money.
What types of Transporters are available?
What type of insurance should the Transporter have?
- The professional Transporter will have a Commercial Insurance Policy. Do not accept a Personal Insurance Policy.
- The Commercial Policy should include both Liability and Broad Form Cargo insurance. It is the Cargo portion of the insurance that will cover your boat in the event of an unfortunate incident. The Cargo portion of the Transporter’s coverage should be of greater value than your boat.
- Some Commercial Policies have limited radius miles meaning the Transporter is not insured outside a certain distance of his place of business.
- If the Transporter will be transporting your boat on your trailer, he should have "any non-owned trailer" liability and "any non-owned trailer" physical coverage at a limit greater than the value of the trailer.
Should I check the Transporters credentials?
Most definitely! "Where there is a sea, there are pirates."
- Boats over 8’ 6" in width hauled over-the-road require an oversize load permit in all states. Oversize loads are required to stop at open weigh scales to show permits. Many times Department of Transportation officials will conduct inspections either at the scales or randomly on the side of the road. The detailed inspections can include driver’s hours, axle weights, vehicle maintenance logs, oversize permits, local licensing, proof of insurance, securement and much more. Non-compliance could find your boat delayed or impounded.
- Should an unfortunate accident occur at the fault of your Transporter, his cargo insurance would cover your boat. His insurance would also cover the cost of removing a wrecked or damaged vessel from the roadway. In the event he did not have cargo insurance or did not have adequate coverage, you may be faced with the possibility of the damage to your boat being uninsured. Most personal yacht policies have limitations concerning when the yacht is being transported over land beyond a certain radius from your home port. Many Marina Operators legal liability policies also have an over land radius limitation and will not reimburse for a referral to an improperly insured transporter. If uninsured, the recovery costs could be your responsibility.
Ask For Boat Transporters Credentials
It is recommended that you ask the transport company to provide you his US DOT number, MC Number (if he is interstate) and insurance declarations.
Be cautious of Transporters who:
Consider Transporters who:
I have decided on a Transporter. What happens next?
Relax. Your Transporter will navigate you through unfamiliar waters for a worry free over-the-road transport.
Written by: Dave and Marnie McAtee of Dave’s Marine Transport, www.davesmarinetransport.com, 419-734-DAVE (3283), email@example.com Marblehead OH and Jim Tighe of Tighes’ Insurance Agency Inc. www.tighesinsurance.com , 800-686-5656, Lakewood OH